Loan Originations
Legacy Platform Modernization
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Case Study
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Loan Originations
FINTECH PLATFORM MODERNIZATION
Reinventing Loan Origination with Scalable, Secure Architecture
Problem Statement
“A leading US-based subprime lender sought to modernize its legacy loan origination platform to reduce Total Cost of Ownership (TCO), boost scalability, and enable faster partner integration—all without disrupting daily operations.”
- Legacy monolithic architecture limiting speed and adaptability
- Need to minimize impact on downstream systems during transformation
- Required multi-tier security for managing sensitive partner and customer data
- Complexity in maintaining Business As Usual (BAU) operations during migration
- Critical need for high data accuracy and fintech-grade governance
Business Outcomes
35%
Reduction in infrastructure cost
4x
Faster integration with partner platforms
Solutions
- Re-architected four core loan origination applications into microservices
- Built a scalable platform capable of handling 10x transaction volume
- Integrated API management tools for streamlined third-party onboarding
- Automated infrastructure deployment with Infrastructure as Code (IaC)
- Established end-to-end DevSecOps pipeline for secure, continuous delivery
Technological Framework
Application Development:
- .NET Core on Linux
- Angular SPA
- App Containerization
Integration & APIs:
- MuleSoft API Management
- Managed SQL
- Cosmos DB
DevOps & Cloud Infrastructure:
- Kubernetes
- Terraform
- Azure DevSecOps