Oct 14, 2025
Problem Statement
A global investment bank needed a highly accurate, large-scale forecasting system to optimize return on investment across deposits, securities, and loans—while dynamically responding to economic shifts and regional performance.
Needed to forecast potential outlet churn for proactive planning
Required dynamic pricing by region to improve product margins
High dependency on validating models against real-world data
Frequent disruptions from Federal Reserve decisions and market volatility
Solutions
Unified business-critical data across global regions and verticals into one aggregated data store
Developed dedicated forecasting models for each product segment (deposits, loans, securities)
Embedded seasonality patterns and macroeconomic variables such as interest rate hikes
Applied machine learning and deep learning models based on product types for monthly and annual cash flow predictions
Business Outcomes:
Statistical Forecasting Models:
Auto-regressive Integrated (AR)
Seasonal Auto-Regressive
ARIMA & SARIMA
Trigonometric Seasonality
Machine Learning & AI:
CATBoost
Gradient Boosting
