Reinventing Loan Origination with Scalable, Secure Architecture

Reinventing Loan Origination with Scalable, Secure Architecture

Reinventing Loan Origination with Scalable, Secure Architecture

Oct 14, 2025

Problem Statement

A leading US-based subprime lender sought to modernize its legacy loan origination platform to reduce Total Cost of Ownership (TCO), boost scalability, and enable faster partner integration—all without disrupting daily operations.

  1. Legacy monolithic architecture limiting speed and adaptability

  2. Need to minimize impact on downstream systems during transformation 

  3. Required multi-tier security for managing sensitive partner and customer data 

  4. Complexity in maintaining Business As Usual (BAU) operations during migration

  5. Critical need for high data accuracy and fintech-grade governance 

Solutions

  • Re-architected four core loan origination applications into microservices 

  • Built a scalable platform capable of handling 10x transaction volume 

  • Integrated API management tools for streamlined third-party onboarding 

  • Automated infrastructure deployment with Infrastructure as Code (IaC) 

  • Established end-to-end DevSecOps pipeline for secure, continuous delivery 

Business Outcomes:

Technological Framework:

Application Development:

  • .NET Core on Linux 

  • Angular SPA 

  • App Containerization

Integration & APIs:

  • MuleSoft API Management 

  • Managed SQL 

  • Cosmos DB 

DevOps & Cloud Infrastructure:

  • Kubernetes 

  • Terraform 

  • Azure DevSecOps